Bull or a Bear??????? Mn Top Realtor Ryan Boyer Usa 4% Realty

So are you a Bull or a Bear in the real estate market???? Every time I turn on the news there is another story on Foreclosures and sub-prime. Here is the facts on the real estate market. Over the past few years we saw appreciation rates of 10, 20 or even as high as 30% per year WOW!!!!!!!!$$$$$$$ Why did the homes appreciate so quickly. HMMMM Basic Economics. Simply there was stronger demand than there was supply, causing prices to skyrocket. Why so much demand??? Well, that's where Mr. Sub-Prime comes into play. Anybody with a decent FICO score, a job, and could sign their name could get a mortgage. Lenders where YELLING out their windows "FREE FREE FREE Money come sign your name and buy that house you have been dreaming about." So demand for homes went through the roof.

Here is why I am Bullish on the Real Estate markets. Just like the stock market, the real estate market goes in cycles. Currently there is more supply then demand causing house prices to fall TIMBER!!!!!! However, are we going to see sub-prime lending mistakes in the future? NOPE!!!! Will we see this massive imbalance of foreclosures ever again?? NOPE!!! So although we may or may not be in the bottom of the downtrend; the mistake caused by lenders has given an excellent opportunity to BUY BUY BUY. Eventually supply and demand will start to equal out and when demand is above supply we will start to see appreciation in the market. How long will that take?? I don't know. However, in real estate if you buy a location that will be in demand now and in the future you are making a very wise decision$$$$$$$$$$$$$$$$$$$$$$$$$$$$$$

Ryan Boyer
http://www.RyanBoyer.com/
http://www.mntoprealtor.com/
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